Builders and Contractors have very special needs.  They are considered by the insurance industry as a high risk due to the many hazards involved with construction.  
 
Generally, a Builder or Contractor needs to carry a Bond (as mandated by the state), a General Liability policy to cover the operations, and possibly Builders Risk for New and/or remodel projects as well as Workers Comp for any of their employees. 

Because every business is different, commercial insurance solutions for contractors can range from a standard policy to a more thorough mix of coverages. The type of contracting business you own – such as janitorial, HVAC or building– as well as its size and location will affect the types of insurance you may need.

Owned vehicles, leased vehicles, even rented and non-owned vehicles are all considered assets to your business., any of which may suddenly become a tremendous liability without proper commercial insurance coverage. From auto liability, to collision and repair your commercial auto insurance policy should offer seamless and thorough coverage.

Call us today for help with putting the pieces of your insurance needs together, at an affordable price.