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Friday, August 18 2017
Choosing the Right Public Auto Insurance for You

Harmony Insurance offers many different types of insurance, and one of them happens to be public auto insurance. When combing through the sea of auto insurances, you could choose the wrong company simply because you don’t know what you really need. It is a daunting task to make sure you have the right coverage to protect you and your family that doesn’t cost you a fortune. Choosing the right public auto insurance for you is important and Harmony Insurance knows what you need.

Get a Quote Quickly

When deciding on an auto insurance, you want to know what your quote will be fast. There is no reason you should have to wait a long time or call and be put on hold for 20 minutes to get something that should be almost instantaneous. Harmony Insurance offers a quick quote request option that makes everything easier to deal with. All you have to do is enter in your personal information and the type of vehicle you want to insure. Harmony Insurance sends this information to an agent who looks over your case and will get back to you as fast as possible.

Speak with an Agent

Harmony Insurance only has experienced, licensed insurance agents that will help you through this process to get exactly what you need. Speak to one of our agents about your situation, they will know if it's possible to reduce your insurance premiums. They will also know what you can do to maintain low insurance premiums.

Decide what Type of Coverage You Need

Do you have a rental car? Are you concerned about glass breakage or physical damage? Do you need more than just the standard liability claim? These are the questions you will need to go over and then speak to your agent at Harmony Insurance about. Harmony Insurance offers many different types of coverages that can be tailored to your needs, no matter what they may be.

Choosing the right public auto insurance is important for your finances, as well as you and your family's safety. You need a company that provides you with a fast quote, will lower your insurance premiums, and give you options for as many different types of coverages that you need or want. Here at Harmony Insurance, we take pride in making sure that our customers are satisfied with the service we provide and can handle everything thrown at us. To contact us here at Harmony Insurance, give us a call at 805-768-5142.

* photo byGuenther by Pixabay

Posted by: AT 10:07 am   |  Permalink   |  Email
Monday, July 03 2017
What to Expect When Purchasing Your Trucking Insurance

It's not a secret that insurance is an expensive, but necessary, purchase. Insurance protects the most important component in a trucking business,  the truck. Purchasing insurance can overwhelm people, especially those new to trucking.

We at Harmony Insurance Agency work with truck drivers to protect their most valuable asset. That is to say, we understand the potential headache involved with calling an insurance agency. 

It is important to understand an insurance agent is not just an annual call you make when it is time to renew your policy.  An insurance agent is a partner. Here at Harmony Insurance Agency, we communicate with some of our clients on a weekly basis. It's your insurance agent's job to provide you with certificates, customer services, and advice. If you feel an insurance agent ignores you or brushes you off, then he or she may not be the right partner for your business.

1. An insurance agent will ask several questions.
Each question is for a reason. Most of the time we are fishing for potential discounts. We want you to have the lowest premium possible. Not only that, but as a potential partner we care about you and your business.

2. Turnaround time varies.
Insurance agents are in the business of finding you the best possible quote at the lowest price. It takes time to contact insurance companies, compare quotes, and problem solve. When you hear from our office, you can expect to have a great quote. You can contact the insurance agent while they're collecting quotes to hear the prices.

3. Insurance agents don't set the price.
Rates are calculated by various state governments and insurance companies, not insurance agents. We are searching for the lowest quote possible just like you.

4. We will always recommend physical damage.
Physical damage covers your truck in the event it needs repairs.  Collision, as its name implies, covers the repairs to a truck in the event of an accident. On the other hand, comprehensive covers the repairs to a truck in the event it is damaged by something other than collision with a vehicle or object, or if it is stolen.

5. If you don't understand something--ask!
We aren't born with a basic understanding of insurance. To become an insurance agent, we have to take a very long exam covering more information than we'll ever use. We've studied insurance for you. If we mention a coverage that you don't recognize, ask what it covers and why you need it. You might be surprised what you learn.

When you're ready to get insurance quotes, consider contacting Harmony Insurance Agency.

Posted by: Sheri Berthel AT 03:22 pm   |  Permalink   |  Email
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101 Hodencamp Rd, Suite 200
Thousand Oaks, CA 91360

Phone: 805-768-5142
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